When you submit a Free Application for Federal Student Aid (FAFSA), you are automatically considered for government need-based grants. Grant programs provide money to eligible HCTC students who maintain satisfactory academic progress. The following are the most widely used grant programs by HCTC students:
Based on financial need, the Federal College Work-Study Program may be able to provide you a job, allowing you to earn money to help pay education expenses. The program encourages community service work and work related to your course of study whenever possible.
Your Federal College Work-Study wages will be at least the current federal minimum wage. your total Federal College award depends on when you apply, your level of need, and the program funding level for the academic year.
If you are interested in a work-study position, you must visit the Financial Aid Office at the Hazard or Lees College Campus to begin the process. Your Federal College Work-Study wages will be at least the current federal minimum wage. Your total Federal College award depends on when you apply, your level of need, and the program funding level for the academic year.
If you are interested in a work-study position or would like more information about Federal Work-Study opportunities, please contact Chuck Anderson at (606) 487-3058.
Loans are different from grants; loans must be repaid. Therefore, loans should be considered as a last option for your educational expenses. Federal loans are the largest source of student loans available. They have more favorable terms than private loans; you should try to obtain federal loans before private whenever possible.
The Direct Lending Program provides financial assistance through lenders to expand higher education opportunities for undergraduate, graduate, and professional students attending postsecondary schools at least half-time. Two types of loans are available. Loan repayment begins 6 months after you leave school.
1. Direct Subsidized Loans are based on financial need. The government will pays interest on this loan while you are in school. You are responsible for any interest that accrues, as well as repayment of the balance, after you leave school.
2. Direct Unsubsidized Loans do not require students to demonstrate financial need. Interest on Unsubsidized loans begins immediately upon receipt of the loan. Students must repay this loan in it entirety, including interest.
You must first complete the Free Application for Federal Student Aid (FAFSA) and elect that you are interested in receiving a student loan. Once your financial aid file is complete with HCTC you will be offered a loan for the semester in which you are enrolled. At that time it is your responsibility to accept the offer on your Student PeopleSoft Account. Upon accepting your Direct Loan, you must visit www.studentloans.gov and complete both of the following before your loan will completely process:
We provide a variety of scholarships based on academic performance, financial need, academic program, and/or your county of residence. For more information on scholarships contact Carla Seals at (606) 487-3072.
Yes, and we strongly encourage students to do so. Explore other scholarship options or check with your high school guidance counselor for opportunities.
HCTC works closely with United States veterans to ensure they receive all benefits they are entitled to receive for their military service. To see if you are eligible for Veterans Affairs education benefits, fill out an online application. You will receive a letter from the Veterans Affairs Regional Processing Office notifying you of eligibility.
For additional information contact Bobby Collins at (606) 487-3059 or Bryan Combs at (606) 487-3044.