In general, you’re eligible as long as you:
Students receiving financial aid are required to maintain acceptable academic progress towards graduation from a degree or program. The federal government requires students to complete 67% or more of all courses attempted, maintain a grade point average of 2.0 or higher, and complete their program within 150% of the time needed to graduate.
Students failing to meet SAP are NOT eligible to receive financial aid. Should any student have extenuating circumstances that prevented them from meeting SAP, they can file the HCTC SAP Appeal Form with the HCTC Financial Aid Office. The appeal is reviewed and the student is contacted by email of the result.
YES, the certificate must be 16 credit hours or greater in length to be eligible for financial aid funding. Students pursuing a certificate that is less than 16 credit hours in length will be required to pay their tuition, books, and fees.
The federal government and ACT provide electronic forms that estimate how much you might receive. No amount is certain until you apply, but these forms will give you a good, general idea.
If you answer no to all of the questions below, you are considered dependent. If you answer yes to any of these questions, you are considered independent:
If you declare yourself independent, you’ll need to gather the information below for you. If you’re married, you’ll need to gather this information for both you and your spouse. If you declare yourself a dependent student, you’ll need the following for you and your parents:
Online application process: Go to www.pin.ed.gov where students and parents each apply for a PIN number. Then go to www.fafsa.ed.gov , complete the FAFSA and sign it electronically using your PIN numbers.
Yes. The application is free and some sources of aid (unsubsidized Stafford loan and Parent PLUS loans) are available regardless of need.
No. Students do not have to be admitted to HCTC in order to file the FAFSA. However, a financial offer will not be made until you have been fully admitted into a degree-seeking program. Students applying must be registered for classes in order to be awarded financial aid.
The CAP Grant is a need-based state funded grant that has a priority deadline of March 15 for the state of Kentucky. You may apply for Federal and State funds by completing the FAFSA online.
The Pell Grant is a need-based grant ranging from $602 to $5730 per year. The Pell Grant is available to degree seeking students with an EFC of 5157 or less (as determined on the FAFSA ).
The FSEOG is a need-based grant. Students must be eligible for a Federal Pell Grant (EFC of 4617 or less) have a completed FAFSA and be enrolled full-time.
HCTC Scholarship awards are processed by the HCTC Financial Aid Office located in the First Federal Center on the Hazard Campus, room 119. For more information please contact Bobby Collins (606) 487-3059.
Generally, students must be enrolled at least half time (6 credit hours for undergraduate and graduate students) in required coursework to receive most types of aid including Stafford Loans. However, a student may receive a Pell Grant for less than half-time enrollment.
When you file the FAFSA , you can sign the form by using your US Department of Education PIN or by printing off the signature page and mailing it to the address listed on the printed page. If you (or your parents, if you are a dependent student) failed to sign the FAFSA, you can go back to the FAFSA website and sign the form electronically. Or, if you have a copy of the Student Aid Report, you can sign that form and turn it into our office. If you do not have a SAR, you can call (319) 337-5665 to receive a new copy.
Approximately thirty percent of the student population that applies for student aid is randomly selected for the verification process. It is the federal government's way of making sure students are correctly reporting their information on the FAFSA. You will need to fill out the verification form (you can view and print the form from you HCTC Student Self Service), and submit the form, along with a Tax Return Transcript (if you did not use the IRS Data Retrieval Tool when completing the FAFSA) to the Financial Aid Office. If you are having difficulty printing or accessing these forms, please contact us at (606) 487-3061.
The amount of aid you are eligible to receive is determined by the information reported by your family on the FAFSA. The US Department of Education uses a formula to determine each student's EFC (estimated family contribution). The EFC is the amount of money the government has determined that a family can contribute to the student's educational costs. The EFC determines grant and loan eligibility.
Yes. The Federal Government created an additional Pell grant available for the summer term.
Full time enrollment (12 credit hours) is required to receive the full Pell Grant award. Students with a semester course load of 1-11 credit hours may be eligible for a prorated portion of their Pell Grant.
For the need-based Subsidized Stafford Loan, the federal government pays the interest while you are enrolled at least half-time (six semester hours). However, for the non need based Unsubsidized Stafford Loan, interest does accrue while the student is enrolled and must be paid by the student upon graduation or ceasing enrollment of half time status. Both types of Stafford loans have an interest rate that is capped at 8.25% Repayment begins six months after you graduate or you cease to be enrolled at least half-time (six semester hours).
The KEES awards are usually received in late September by HCTC for the fall semester and mid February for the spring semester. Until disbursement the KEES scholarship is considered anticipated aid towards your bill. Visit KHEAA's KEES FAQs webpage for more information. You do not have to contact KHEAA to receive the funds.
Pell, CAP, FSEOG and KEES funds do transfer, however loans do not. You must confirm that HCTC’s school code (006962) is on your FAFSA so that we can determine your financial aid eligibility. You will not have to complete a second FAFSA. Once you have completed your application with the HCTC Admissions Office, the HCTC Financial Aid Office will review your FAFSA. If any additional information is needed we will notify you as soon as possible via your HCTC student Email account.
Go to the FAFSA website and click on "Make Corrections to a Processed FAFSA" under "FAFSA Follow-up". Use your U.S. Dept. of Education PIN to submit a FAFSA correction that lists HCTC’s school code 006962.
HCTC provides printable versions of the forms we use.
If you apply online, your application will be processed in a week. If you apply by mail, it will take about four weeks. Unless any problems arise, you will get a Student Aid Report in the mail showing how much aid you may receive and how much you’ll need to pay.
We have a written procedure you can review in the Office of Financial Aid. After tuition, fees, and required book costs are paid, refund checks are sent to you or given to you at our business office.
Education credits are subtracted from your taxes. They cover tuition and any costs you need to pay to enroll, except insurance, medical and health fees, room and board, transportation, or similar living expenses.
If you are a veteran of any war since 1917 and were a Kentucky resident during your service, you get free tuition, fees, room, and fuel and lights. Many additional benefits are available by contacting our veterans’ affairs office.
2015 Summer Charges TBA.
2015 Refunds for Summer TBA.